CONTACT INFORMATION
Spencer AnglinSr. Mortgage PlannerNMLS# 226533, LO# 0912649Office: 480-287-5719Mobile: 602-705-6293 call or text
15300 N 90th Street, Suite 850Scottsdale, AZ 85260MB# 0908760SAVE THOUSANDS IN INTEREST

"This is the ONLY mortgage loan that pays down principal first!"
Home Ownership Accelerator®RAISE YOUR CREDIT SCORES


FREE REPORTS
- 7 Mistakes Home Buyers Make & How To Avoid Them
- How The Affluent Manage Home Equity to Build Wealth
- How Can The Federal Reserve Really Affect Mortgage Rates?
- Credit Score FAQs
- FHA Underwriting Guideline Highlights
- FHA Minimum Property Requirements
- Buy Instead of Rent!
- Lower Price or Seller Credit?
- Typical Lender Waiting Periods – Short Sale, Foreclosure, Bankruptcy
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- USPS® – Change Your Address
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- Angie’s List® – Reviews You Can Trust™
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- Home & Garden TV® – Start At Home
- eHOW™ – Home Improvement Ideas
- DIY Network® – Home Improvement
- Better Homes and Gardens® – Home Improvement
- The Money Pit – Where Home Solutions Live™
- Lowe’s® – This Old House®
BUY OR SELL FURNITURE
BLOG CATEGORIES
Jan
20
Stop Wasting Your Money!
January 20, 2012 | Economics, Finance, MoneyTalksNews | Leave a Comment
Ever wonder if you’re wasteful with your money? Well, MoneyTalksNews.com has compiled the information and come up with the Top 5 Ways Americans Waste Money!

Jan
4
Homes Are Especially a Great Deal in January!
January 4, 2012 | Economics, Housing/Real Estate | Leave a Comment
Everything is cheaper to buy when the demand is lower! Here are five (5) things that have the lowest demand of the year from MoneyTalksNews.com! Homes are on that list!
Click on the post title above to see the video from Spencer at RETechUniversity.com!
Dec
29
Credit Score Myths
December 29, 2011 | Credit, Economics, Finance | Leave a Comment
There seems so be some bad information floating around about what goes into a credit score. Here are the most common myths that people have about credit scores…and now you know!
Click the post title above to see today’s video from Spencer at REinPhoenix.com!
Dec
12
Rent versus Buy – The Great Debate!
December 12, 2011 | Economics, Finance, Housing/Real Estate, Uncategorized | Leave a Comment
Click the post title above to see today’s video from Spencer at REinPhoenix.com!
Click the banner below to check out the Trulia Rent versus Buy research!
Oct
21
HVCC – Call to Action!
October 21, 2011 | Housing/Real Estate, Legislative Issues, Think Big Work Small | Leave a Comment
Click the post title above to see today’s video from Spencer at REinPhoenix.com! The only way to change things to to TAKE ACTION!

Oct
7
Transform Your Kitchen!
October 7, 2011 | Fun Stuff, Home Improvement | Leave a Comment
Click the post title above to see today’s video from Spencer at REinPhoenix.com! Learn how to bring your kitchen back to life and into the modern age for not a lot of money!
Aug
24
Watch Out for Botnets!
August 24, 2011 | General Compter, Social Media | Leave a Comment
Click the post title above to see today’s video from Spencer at REinPhoenix.com! Don’t accidentally infect your own computer! Today’s tip let’s you know that you shouldn’t assume an email is who it says it’s from. Get all of your Phoenix Real Estate news, education and tips at www.REinPhoenix.com or Facebook.com/PhxRealestate!Aug
16
3 Great Facebok Fan Page Tips!
August 16, 2011 | Fun Stuff, Social Media | Leave a Comment
Click the post title above to see today’s video from Spencer at REinPhoenix.com! I’ve got 3 great Facebook fan page tips to share with you…and there’s always more where that came from! Call me anytime to schedule your one-on-one training right from your home computer! Get all of your Phoenix Real Estate news, education and tips at www.REinPhoenix.com or Facebook.com/PhxRealestate!
Aug
10
US Debt Downgraded – Yahoo! That’s Good For You
August 10, 2011 | Economics, Mortgages, Think Big Work Small | Leave a Comment
Happy Birthday to the internet! And no…it was not Al Gore who invented it!
If you think you’re fat, hang out with skinnier friends! If you think you’re ugly, hang out with uglier friends! What does the S&P credit rating downgrade really mean for us? Frank and Brian from www.TBWSDaily.com answer! These are the same credit rating agencies who did such a great job at rating sub-prime mortgage backed securities too…
Jul
13
PMI Can Save Thousands vs. FHA!
July 13, 2011 | Finance, Mortgages | Leave a Comment
When it comes to low down payment financing, FHA (3.5% down) or VA (Zero down) are the the first mortgage products that might pop into one’s head. But did you know that if you have a 680 middle credit score and a 5 percent down payment you would save thousands of dollars just in the first 5 years of your mortgage just because you’re using Private Mortgage Insurance (PMI) instead of FHA mortgage insurance! CLICK HERE to see some current examples.
Buyers: Be the driving force behind your own home buying experience. Know that when you’re working with a lender that you will get reliable answers that you can trust. Quick decisions and clear-cut answers should be your expectation from my team. When you’re days away from closing but have lost confidence in your lender or finding out about last minute issues with your loan, give me a call!
Sellers: Finding out last in the game that there are issues with the buyer’s loan? Sellers can still have control in making sure that your transaction closes. Insist that potential buyers call a professional that can provide the reliable answers everyone needs to move forward with confidence. Wanna ensure that you’re working with the best? Offer a nominal closing cost incentive with use of Spencer Anglin of Velocity Financial, LLC – your preferred lender.
After over 8 years of mortgage lending experience, I am an expert lender who understands what it’s like to be in the position of buyer or seller. I know what it means to receive incomplete information from “The Lender” and I know you cannot make good decisions without being fully informed. Client experience, honesty and fast delivery of information are paramount to my business model here at Velocity Financial, LLC.
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IMPORTANT LINKS
- Home BUYER’S Guide – PRINT ME!
- Home SELLER’S Guide – PRINT ME!
- HUD – Settlement Cost Booklet
- AAR – Buyer Advisory Guide
- HUD – Get a Home Inspection
- DOE – Tax Credits for EE
- NMLS – LO License Look Up
- CS – Credit Repair & Restoration
- HCS – Credit Repair & Restoration
- FTC – Protect Your Identity
- FHA – Approved Condo Search
- MMG – Loan Modification or Short Sale
- NRMLA – Reverse Mortgage Guide
AFFORDABILITY CALCULATOR
Monthly Gross Income $ Monthly Debt Expenses [?] Monthly Debt and Obligations Should Include:
- Monthly Credit Card Payments
- Monthly Auto Payments
- Monthly Child Support
- Monthly Association Fees
- Other Monthly Obligations, but NOT utility bills.
$ Down Payment: $ Interest Rate: % MORTGAGE CALCULATOR
$ % yrs % $ PRODUCTIVITY LINKS
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